Checking
Our Rewards Checking Offers Hot Rates or Cold Cash
See which account is right for you!
PSB Preferred Rewards Checking
Earn high interest on balances up to $25,000.00 when you qualify
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- $50.00 opening deposit
- No minimum balance
- Free debit card
- Free Online & Mobile Banking
Qualifying is easy as:
- 10 POS transactions of $100.00 total per statement cycle originated with a PSB issued debit card
- 1 ACH per statement cycle
- eStatements
Additional Terms:
Dormant Fee – $5.00 when the account is inactive for 6 months and account balance is below $500.00
Service Charge – $2.00 + tax per cycle (service charges waived with eStatements)
Preferred Requirements: All requirements must be met the last business day per statement cycle. Provided all requirements are met: If the daily balance is $0.01-$25,000.00 the interest rate paid on that part of the balance is 3.70% and APY of 3.76%. If the daily balance is greater than $25,000.00 the interest rate paid on that portion of the balance would be 0.40% with the APY range of 3.76%-0.40%. Accounts that do not meet the monthly requirements will have a rate of 0.05% and APY of 0.05%. Interest is compounded daily and credited monthly. Rate and APY are variable and may change daily. APY is accurate as of 12/17/2024. Personal accounts only. APY*=Annual Percentage Yield
PSB Plus Rewards Checking
Earn $6.00 monthly rewards when you qualify
See Account Details
- $50.00 opening deposit
- No minimum balance
- Free debit card
- Free Online & Mobile Banking
Qualifying is easy as:
- 10 POS transactions of $100.00 total per statement cycle originated with a PSB issued debit card
- 1 ACH per statement cycle
- eStatements
Additional Terms:
Dormant Fee – $5.00 when the account is inactive for 6 months and account balance is below $500.00
Service Charge – $2.00 + tax per cycle (service charges waived with eStatements)
Plus Requirements: All requirements must be met the last business day per statement cycle. If this criteria is not met, you will not earn a Cash Back Reward. Provided all requirements are met: You earn $6.00 posted to your account per cycle as a Cash Back Reward. Personal Accounts only.
NOW Checking
Earn interest NOW without qualifications
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- $750.00 opening deposit
- $750.00 minimum balance
- Interest earned at current rate
- Free Online & Mobile Banking
Additional Terms:
Debit Fee – $0.15 for each debit over 30 per cycle
Debit Card Fee – $15.00 + tax per year (debit card fee is waived with eStatements)
Minimum Balance Fee – $5.00 + tax per cycle if balance falls below $750.00
Dormant Fee – $5.00 when the account is inactive for 6 months
HiFi Money Market
Earn a higher interest rate the larger your balance in our Money Market account
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- $2,500.00 opening deposit
- $2,500.00 minimum balance
- Interest earned at current rate
- Free Online & Mobile Banking
Additional Terms:
Debit Fee – $0.25 for each debit over 6; minimum withdrawal of $250.00
Debit Card Fee – $15.00 + tax per year (debit card fee is waived with eStatements)
Minimum Balance Fee – $5.00 + tax per cycle if balance falls below $2,500.00
Dormant Fee – $5.00 when the account is inactive for 6 months
Health Savings Account (HSA)
Earn interest on this tax-exempt checking account to pay qualified medical expenses for you, your spouse or dependent(s)
See Account Details
- No opening deposit required
- No minimum balance
- Interest earned at current rate
- Free Online & Mobile Banking
Additional Terms:
Must have HSA qualified health plan to be eligible to open
Annual Fee – $15.00
Debit Card Fee – $15.00 + tax per year (debit card fee is waived with eStatements)
